How much do you need to save to reach your goal of financial independence?

When you should file for Social Security? we use a proprietory framework called the S.E.C.U.R.E Decision Framework.

How you allocate your investments is dependent on your time horizon, risk number and financial goals.

Tax strategy plays a vital role in financial planning including tax-loss harvesting, pre-tax versus after-tax accounts, QCD’s and Roth Conversions

Where you put your money is just important as how you invest your money. We favor investing in growth in your tax-free accounts, qualified dividend producing investments in your taxable accounts, and REITS and Fixed Income in your pre-tax accounts.

We favor a guardrail strategy when deciding on your withdrawal rate for retirement. We will run different scenarios through your financial plan to determine optimal account sequence and amounts.

We believe understanding your values leads to making smarter decisions with your money. We use a values based approach when helping your make important wealth decisions.

We believe health is wealth. Without a plan to be healthy and stay healthy, you can’t enjoy the wealth you build and live the richer life you want in retirement and beyond.